Platform

Why JUMO endorsed the Digital Public Goods Charter

Why JUMO endorsed the Digital Public Goods Charter

5 June 2023

19-Why-JUMO-endorsed-the-Digital-Public-Goods-Charter

Digital public infrastructure – online solutions enabling public and private sector delivery – is transforming Africa’s economic and social potential by creating new markets, unprecedented consumer choices, and enabling the continent to leapfrog into the fourth industrial revolution.  This presents huge opportunities for governments, businesses and the public, but advances must be safe, inclusive and open. These principles are at the core of JUMO’s work, ‘And that’s why we’ve endorsed the Digital Public Goods Charter,’ says JUMO President Joe Mucheru.

The power & perils of digital infrastructure 

Internet access is rapidly increasing throughout the African continent. Even in some of the region’s most rural villages I’ve seen kilometers of internet cables being laid; internet satellites being erected; and governments or business rolling out Wi-Fi hotspots in public spaces so communities get online for free.

There is no doubt: these are signs of Africa’s digital coming of age. Today, almost one-third of the continent’s population has internet access, and – according to projections – by 2030 the region will reach parity with the rest of the world, with three-quarters of its population online

Many African nations are already taking advantage of the booming internet penetration to drive tangible improvements for citizens. From using AI to manage supply chain processes and ensure health facilities are reliably stocked with medial supplies, to running pan-African digital skills online training sessions and boosting future workforce capabilities. 

The region has also become a global fintech hub, registering almost half of the world’s mobile money accounts

I am proud that JUMO is driving progress in this space. JUMO is enabling investors and partners to provide credit and savings options to unbanked or under-banked entrepreneurs. In turn SMEs can grow and thrive, having significant positive multiplier effects on workers and communities. 

At its best, digital infrastructure can protect the privacy and security of citizens, eliminate financial barriers to accessing goods or services, and enhance government transparency.

But with promise, comes perils. Digitalisation can also risk exacerbating inequalities, facilitate criminal activity, expose countries and citizens to critical infrastructure sabotage, or undermine trust in public institutions. 

Digital public infrastructure: a common vision 

The difference between a positive and negative future state, depends on whether digital public infrastructure is designed, implemented, and governed to service the public good. For this, a comprehensive common vision must be implemented. 

That is why JUMO has endorsed the Digital Public Goods Charter. This is a commitment framework aimed at mobilising governments, businesses and initiatives around an agreed understanding of their roles – and the actions they must take – to achieve online solutions that work for everyone.

The Charter commits organisations to work towards five outcomes: 

  • Establishing and maintaining a diverse set of sustainably financed products that meet countries’ needs. 
  • Enabling governments to plan, regulate and evolve digital goods in line with national strategies.
  • Supporting countries to have the funding, technical ability and processes to build and scale online solutions. 
  • Ensuring countries have adequate legal and technical measures to reduce risks and maximize benefits.
  • Supporting think tanks and other institutions to safeguard and advance digital public goods.

For JUMO, the endorsement demonstrates our continued and unerring commitment to ensuring digital technologies empower citizens and drive prosperity. 

Connect with Joe on LinkedIn

Share this article

You may also like

Diane Radley

Diane was a partner at PriceWaterhouse Coopers where she led their Transaction Services group advising on listings and corporate transactions. She served as CFO on JSE listed Altron and then Old Mutual after which she took the reins at Old Mutual Investment Group as CEO for 6 years. She currently serves on various international listed boards.

Bradwin Roper

A visionary leader inbanking, fintech and telecommunications. Bradwin has 17 years of diversified experience across these sectors and is renowned for his strategic vision, financial acumen, and leadership.His proficiency in engaging with stakeholders at multiple levels has consistently resulted in delivering impactful outcomes in complex scenarios.

We're committed to building financial tools that are not only fast and accessible, but also personalised and responsible.
Joseph Mucheru

Joseph Mucheru

Joe was the former Kenyan Cabinet Secretary in the Ministry of ICT from 2015 to 2022. He brings a wealth of government experience and knowledge of African tech to the JUMO exec team and board.

Joe was also previously the head of Sub-Saharan Africa for Google, where he led strategy, business planning & operations.

Organisations like JUMO have never been more important for protecting livelihoods, facilitating financial inclusion, and driving economic growth.
Joseph Mucheru

Fábio Matos

Fábio has worked in systems and software development for over 18 years. His tech leadership experience covers e-commerce and banking. He helped build the engineering team for neobank N26, and is building a world-class, compliant and scalable platform for JUMO.

JUMO has built a strong technology base with new features and functionality constantly on the horizon. We are ready for whatever comes our way.
Paul Whelpton

Paul Whelpton

Paul is CEO of JUMO and a recognised industry leader in AI. He previously spent seven years leading analytics teams at a top tier Bank. His experience spans retail, business and commerce with a focus on creating yield from large scale information management systems.
JUMO is an information enablement company that’s creating value for partners, and ordinary people. Customers can access credit in real time at a low cost of risk.
Paul Whelpton

Susie Squire

Susie joined JUMO after five and a half years at Woolworths Holdings Limited, where she was Group Head of Communications. Before joining Woolworths, she was the Press Secretary to the British Prime Minister, David Cameron, and was responsible for coordinating cross government communications and campaigns. Before that, Susie was at the Department for Work and Pensions, working as part of a team that oversaw wholesale reform of the welfare system. Susie has over 12 years’ international communications and corporate affairs experience spanning markets across Africa and Europe.

We have an unmatched ability to serve high quality, low cost financial products to customers at scale in emerging markets.

Andrew Watkins-Ball

Andrew is founder of JUMO and served as the CEO for over a decade. He’s built various businesses including Gateway Telecoms, a satellite service provider sold to Vodafone for $675M. He spent seven years at Salomon Brothers in London and New York and is partner in a fund focused on the energy sector.

Everyone should have access to the best financial choices. We’ve built the brain and pipes that hold and carry information for banking systems.
Andrew Watkins-Ball

Michael Ball

Michael has over 20 years’ experience in CFO roles and a successful track record for building scale and value. He is recognised industry-wide for operational efficiency, business transformation, liquidity management, financial structuring, refinancing and IPO preparation and execution. During his previous tenures as Group CEO for Zepz/WorldRemit and Sysco, his financial responsibilities also included strategy and M&A. Michael lives in North London with his wife, Eloise, young daughter, Amelie and two dogs. He likes to keep fit, plays very average golf and is a season ticket holder at Manchester United.

JUMO is powering growth by constantly building scale and value.