Andrew Watkins-Ball, deep in focus in a meeting, while smiling

2015 - JUMO was founded in London by Andrew Watkins-Ball, with a vision of reimagining finance in emerging markets.

Andrew Watkins-Ball, deep in focus in a meeting, while smiling

  • The founding team started working to prove that data can be used to predict the financial behaviour of millions of people without access to finance.
  • Credit risk, engineering and other capabilities were developed with industry-leading talent.
  • The first ecosystem partnerships were established with Tigo, Airtel and MTN to bring short-term loan products to people and small businesses in Kenya, Zambia and Uganda.