• Credit
  • Nairobi

Empowering women with access to finance

Eunice owns a small business in Nairobi which designs and exports African handbags for the tourist trade. 

Eunice started her handbag manufacturing business in 2019, just before the COVID pandemic struck. During those hard times of lockdown and restricted travel in 2020, she found herself in need of funding to pay her workers and keep her business afloat. Like many women in the markets JUMO serves, she was unable to access financing directly due to a lack of collateral, formal documentation and cultural influences that affect women. 

Her father Justus had been a KopaCash customer for many years, having used the loan service to fund his children’s education. He offered to be Eunice’s sponsor and showed her the opportunities available through the mobile financial services offering JUMO has built in Kenya in partnership with Airtel

Since then, Eunice relies regularly on financing to prefund materials for her bags. Her business is growing as she explores online sales through channels such as Instagram, and she’s able to support herself and her staff.


“I am so happy I have a special father who could assist me and show me what to do when times were tough,” says Eunice. Growing access to finance for women is a key goal for JUMO and the capital, payments and social development partners we work with. We track eligibility and access to finance for women in our annual customer surveys and look at ways to ensure that the percentage is trending upwards, year on year.

KopaCash is operated by JUMO and has been built in partnership with Airtel for the people of Kenya.