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Cookie Policy

Cookie Policy

Welcome to JUMO World’s Cookie Policy. This Cookie Policy applies between JUMO World Holding Limited and all its affiliated companies (“JUMO”, “we”, “us” or “our”) and you when you use the JUMO World Website (“Site”).

What are cookies?

Cookies are harmless text files that web servers can store on your computer’s hard drive when you visit a website. They allow the server to recognise you when you revisit.  These files hold small amounts of data and allow the server to recognise you when you revisit a website.

Why we use cookies

We use cookies on our Site to gain insight into how our visitors use the Site and to improve our Site service and to contribute to research and analytics studies, including the use of artificial intelligence and machine learning. Internet cookies are common and do not harm your system – they just store or gather site information. They help you do things online, like remembering login details so you don’t have to re-enter them when revisiting a site.

How we use cookies

We use cookies to:

  • Gather customer journey information on our public site only
  • Temporarily store input information in our calculators, tools, illustrations and demonstrations
  • Store details of your marketing, product preferences to improve our targeting and enhance your journey through our sites and partner sites
  • Evaluate our sites’ advertising and promotional effectiveness (we own the anonymous data collected and don’t share it with anyone)

We don’t use cookies to track people’s Internet usage after leaving our sites and we don’t store personal information in them that others could read and understand. We will not sell or distribute cookie information without your prior consent.

What cookies do we use?

We use both:

  • Session cookies– a session cookie (also called a transient cookie) is temporary and will be erased once you close your browser (session cookies will not gather information from your computer, but they will recognise you as you navigate between pages during your session and will help maintain security during your visit); and
  • Persistent cookies– persistent cookies are permanent cookies that have set expiration dates, they are stored on your device until they expire or are deleted and they will collect information such as your login details or user preferences when you visit certain websites.

Cookies can also be either:

  • First-party cookies– a first-party cookie is owned and created by the Site you are visiting and stores a small amount of text on your computer (first-party cookies are usually allowed by most web browsers, but if you should choose to disable these type of cookies, the Site you are visiting will not be able to track your activity during navigation); or
  • Third-party cookies – third-party cookies are created and owned by a website other than the one you are currently visiting, these cookies will usually be from a company providing a service to the owners of the website you are visiting and these type of cookies typically store tracking information and personal preferences.

We use both first-party and third-party cookies on our Site. Please consult the privacy policies of third parties, such as Google, Facebook or LinkedIn, to learn more about how they use information that they may collect via our Site.

Changing your cookies settings

To enable or disable cookies, follow the instructions provided by your browser (usually located within the ‘Help’, ‘Tools’ or ‘Edit’ facility). Alternatively, an external resource is available at All about cookies providing specific information about cookies and how to manage them.

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Diane Radley

Diane was a partner at PriceWaterhouse Coopers where she led their Transaction Services group advising on listings and corporate transactions. She served as CFO on JSE listed Altron and then Old Mutual after which she took the reins at Old Mutual Investment Group as CEO for 6 years. She currently serves on various international listed boards.
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Bradwin Roper

A visionary leader inbanking, fintech and telecommunications. Bradwin has 17 years of diversified experience across these sectors and is renowned for his strategic vision, financial acumen, and leadership.His proficiency in engaging with stakeholders at multiple levels has consistently resulted in delivering impactful outcomes in complex scenarios.

We're committed to building financial tools that are not only fast and accessible, but also personalised and responsible.
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Joseph Mucheru

Joseph Mucheru

Joe was the former Kenyan Cabinet Secretary in the Ministry of ICT from 2015 to 2022. He brings a wealth of government experience and knowledge of African tech to the JUMO exec team and board.

Joe was also previously the head of Sub-Saharan Africa for Google, where he led strategy, business planning & operations.

Organisations like JUMO have never been more important for protecting livelihoods, facilitating financial inclusion, and driving economic growth.
Joseph Mucheru
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Fábio Matos

Fábio has worked in systems and software development for over 18 years. His tech leadership experience covers e-commerce and banking. He helped build the engineering team for neobank N26, and is building a world-class, compliant and scalable platform for JUMO.

JUMO has built a strong technology base with new features and functionality constantly on the horizon. We are ready for whatever comes our way.
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Paul Whelpton

Paul Whelpton

Paul is CEO of JUMO and a recognised industry leader in AI. He previously spent seven years leading analytics teams at a top tier Bank. His experience spans retail, business and commerce with a focus on creating yield from large scale information management systems.
JUMO is an information enablement company that’s creating value for partners, and ordinary people. Customers can access credit in real time at a low cost of risk.
Paul Whelpton
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Susie Squire

Susie joined JUMO after five and a half years at Woolworths Holdings Limited, where she was Group Head of Communications. Before joining Woolworths, she was the Press Secretary to the British Prime Minister, David Cameron, and was responsible for coordinating cross government communications and campaigns. Before that, Susie was at the Department for Work and Pensions, working as part of a team that oversaw wholesale reform of the welfare system. Susie has over 12 years’ international communications and corporate affairs experience spanning markets across Africa and Europe.

We have an unmatched ability to serve high quality, low cost financial products to customers at scale in emerging markets.
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Andrew Watkins-Ball

Andrew is founder of JUMO and served as the CEO for over a decade. He’s built various businesses including Gateway Telecoms, a satellite service provider sold to Vodafone for $675M. He spent seven years at Salomon Brothers in London and New York and is partner in a fund focused on the energy sector.

Everyone should have access to the best financial choices. We’ve built the brain and pipes that hold and carry information for banking systems.
Andrew Watkins-Ball
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Michael Ball

Michael has over 20 years’ experience in CFO roles and a successful track record for building scale and value. He is recognised industry-wide for operational efficiency, business transformation, liquidity management, financial structuring, refinancing and IPO preparation and execution. During his previous tenures as Group CEO for Zepz/WorldRemit and Sysco, his financial responsibilities also included strategy and M&A. Michael lives in North London with his wife, Eloise, young daughter, Amelie and two dogs. He likes to keep fit, plays very average golf and is a season ticket holder at Manchester United.

JUMO is powering growth by constantly building scale and value.